Synergy Professional Associates

Our Products

The Commercial Auto/BOP Division

We offer access to Best’s A-rated standard lines carriers for retailers, enabling them to expand their market scope. Our binding authority with Safeco (A-XV rated by A.M.Best) affords prompt issuance of coverage.

 

Safeco Monoline Commercial Auto
Safeco’s target classes for monoline commercial auto are as follows: artisan contractors, lunch trucks, residential snow plow, wholesale delivery, sand and gravel haulers, refuse haulers, and security/patrol.  Safeco also writes private passenger type vehicles registered to the corporation and used in the business. Safeco provides direct assistance for insureds through their Service Center.

COVERAGES

• $1,000,000
• Physical Damage coverage
• ISO rules and rates

GUIDELINES

• Up to 11 points
• ACORD applications
• Safeco pulls MVRs
• 15 power units
• Light, medium, and heavy trucks: Max 80,000 lbs (No tractors)
• Loss information
• Years in business/management experience
• Direct billed

 

Safeco BOP and Package
Safeco’s BOP and Package policies are available for mercantile, industrial/processing, institutional, offices, restaurants, and servicing risks. Successful classes include: Attorney Office, Automobile Parts/Supply Store, Cable TV Installation, Caterers, Coffee House, Detailing Shops, Dollar Store, Driveway Paving, Dry Cleaning/Laundries, Electronic Good Store, Insurance Office, Janitorial Service – Residential, Landscape Gardening, Lawn Care Service, Mail Box Packaging Store, Masonry, Pet Groomers, Photography Studio, Plumbing Supply Store, Physician Office, Sporting Goods Store, Strip Shopping Center, Upholstering Shop Only, Veterinarians, and X-Ray/MRI Office.

COVERAGES

• $1,000,000/$2,000,000 Liability
• Limited EPLI options
• Increased limits and enhanced coverages
• Umbrellas

GUIDELINES

• $15 million annual sales per location
• Utilities updated within the past 20 years
• 35% alcohol sales to total food and alcohol sales
• Good housekeeping
• Direct billed

 

 

Safeco Bonds - Authority
Safeco offers a variety of Sureity Bonds for contractors and small businesses. Synergy's appointment as power of attorney provides prompt issuance of bonds.

Professional Lines Division

Underwriters at Lloyds - Lawyers Professional Liability- BINDING AUTHORITY
(Surplus Lines/Hard to Place)

Synergy Professional Associates has been underwriting hard to place lawyers professional liability as an underwriting manager since 1992.  This facility writes lawyers who have typically been non-renewed or cannot find coverage with a standard market for one of the following reasons:

• Adverse claims experience
• Perceived difficult area of practice
• Ethical issues

Our facility differentiates itself from other markets in that we “UNDERWRITE” rather than merely “WRITING” this class of business.  The result is we have established a reputation for insightful and value added services to out insured’s/producers and our company.  We can craft coverage’s and modify terms to reflect the unique aspect of each client. 
Our program profiles as follows:

• All areas of practices considered including: PI/BI, environmental, entertainment, Intellectual property litigation, SEC, etc.
• Coverage available in 50 states on a surplus lines basis
• Limits from $100,000/$300,000 up to $2,000,000/$4,000,000 (Higher limits available)
• Firm size up to 25 attorneys

Synergy underwriters are highly experienced, knowledgeable and service oriented.  Business is accepted on an open brokerage basis.  Submissions can be sent ATTN: Michele McCrohan.